EPF Withdrawal Application Guideline & How to Apply
EPF Education Withdrawal
What You Can Withdraw
Total tuition fees/outstanding loan or entire Akaun Sejahtera savings (whichever is lower)
What's Covered
Tuition, accommodation, one-way flight (first year), Certificate L3: tuition only
Who Can Apply
Malaysians & non-Malaysians, under 55, with Akaun Sejahtera savings
When You Can Withdraw
Every semester/year or within 3 years after course ends
Payment Options
To member (with receipt) or institution (outstanding fees)
Details
- What You Can Withdraw: Total tuition fees or outstanding education loan, OR entire savings in Akaun Sejahtera (whichever is lower)
- What's Covered: Tuition fees and charges by the institution, outstanding loan, hostel/accommodation, one-way flight for first-year students (outstation/abroad). For Certificate Level 3, only tuition fees are eligible, subject to Akaun Sejahtera balance.
- Who Can Apply: Malaysians & non-Malaysians under 55, with savings in Akaun Sejahtera, pursuing or completed eligible courses, not fully sponsored. Includes member, child, spouse, or parent (with conditions).
- When You Can Withdraw: Every semester or academic year, or within 3 years from course end/quit/fail date for outstanding payments.
- Payment Options: Payment to member (if fees already paid, receipt within 1 year) or to institution (to settle outstanding tuition fees).
- What You Need: MyKad/ID, tuition fee receipt, KWSP 3 form, enrolment letter, flight ticket (if claiming), proof of relationship (if not student), course recognition letter, KWSP 9H (AHL) & ID copy (for mail/representative).
❓ Frequently Asked Questions (FAQ)
Who is eligible to apply for EPF education withdrawal?
Malaysians and non-Malaysians under 55 with savings in Akaun Sejahtera, pursuing or completed eligible courses, and not fully sponsored.
Malaysians and non-Malaysians under 55 with savings in Akaun Sejahtera, pursuing or completed eligible courses, and not fully sponsored.
What expenses can I claim under this withdrawal?
Tuition fees, accommodation, and a one-way flight for first-year students (outstation/abroad). For Certificate Level 3, only tuition fees are covered.
Tuition fees, accommodation, and a one-way flight for first-year students (outstation/abroad). For Certificate Level 3, only tuition fees are covered.
Can I withdraw for my child, spouse, or parent?
Yes, withdrawals can be made for the member, their children, spouse, or parents, subject to conditions.
Yes, withdrawals can be made for the member, their children, spouse, or parents, subject to conditions.
How often can I make a withdrawal?
Withdrawals can be made every semester or academic year, or within 3 years after course completion/termination for outstanding payments.
Withdrawals can be made every semester or academic year, or within 3 years after course completion/termination for outstanding payments.
What documents are required?
You need your ID, payment receipts, enrolment letter, proof of relationship (if applicable), and other supporting documents as listed above.
You need your ID, payment receipts, enrolment letter, proof of relationship (if applicable), and other supporting documents as listed above.
Can I claim if I already paid the fees?
Yes, as long as the payment receipt is not older than one year from your application date.
Yes, as long as the payment receipt is not older than one year from your application date.
What if I studied abroad?
Additional documents such as passport pages, visa, and proof of payment to the foreign institution may be required.
Additional documents such as passport pages, visa, and proof of payment to the foreign institution may be required.
Where can I find more details?
Visit the official EPF website: EPF Education Withdrawal
Visit the official EPF website: EPF Education Withdrawal
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Jul 16,2025